Privacy Policy

AadharPe - Loan EMI Calculator is a calculator and informational tool. It is not a bank, lender, NBFC, financial institution, investment adviser, broker, credit provider, or other financial-services provider.

The operator states that it does not directly collect or store personal information through the App. However, the App uses third-party services, including Google Ads and Google Analytics, which may collect information through their own technologies and practices.

Because these services are operated by third parties, their collection, use, storage, and processing of information are governed by their respective policies and practices. We do not control the information practices of those third parties.

The operator of AadharPe - Loan EMI Calculator states that it does not directly collect or store user information through the App.

The App is designed primarily to provide calculation and informational functionality. Unless otherwise stated in an updated version of this Privacy Policy, we do not represent that we operate a separate user account system, customer database, or direct personal-information collection system.

This statement concerns the operator's own practices. It does not mean that no information can be collected when you use the App.

The App uses third-party services, including:

• Google Ads
• Google Analytics

These services may collect or receive information associated with your use of the App, including information that may relate to your device, application usage, advertising interactions, analytics activity, or other technical information.

Third-party providers may use identifiers, cookies or similar technologies, SDKs, or other mechanisms where applicable. We do not control their independent data collection and processing practices.

For information about Google's practices, review its applicable privacy documentation and controls directly.

The App may allow you to enter figures such as:

• Loan amount, interest rate, and loan tenure
• Deposit, investment, SIP, or withdrawal amounts
• Expected returns, tax-related figures, and principal or interest amounts
• Other figures required for financial calculations

The App operator states that it does not directly collect or store this information as user information. You should nevertheless avoid entering sensitive personal information that is not necessary to perform a calculation.

Calculator inputs may be processed locally within the App or may otherwise be subject to third-party technologies incorporated into the App. Technical behavior may vary by App version, device, operating system, and services enabled.

Google Analytics is used to help understand usage of the App and its performance. Google Analytics may collect information about how users interact with the App. The information collected and the manner in which it is processed are subject to Google's applicable terms and privacy policies.

We do not control Google's independent collection or processing practices.

The App uses Google Ads. Advertising services may collect information about devices, applications, advertising interactions, identifiers, or other information as permitted by their applicable technologies and policies.

Advertising practices may differ depending on your location, device, operating system, consent settings, and applicable third-party technologies.

The App may contain or display links, advertisements, services, websites, or other content provided by third parties. If you interact with a third-party service, you may be leaving the App or interacting directly with that third party.

We are not responsible for the privacy, security, content, policies, or practices of third-party websites, applications, services, or providers. Review each third party's privacy policy and terms before using its services.

The App is a general-purpose financial calculator tool. We do not knowingly seek to collect personal information directly from children.

Because third-party services may independently collect information, their own age-related policies and practices may also apply.

The App is intended to be available worldwide. If you use the App from a country other than the country in which the operator or a third-party provider operates, information associated with your use may be processed in countries other than your own.

Different countries may have different privacy and data-protection rules. Where applicable law gives you privacy or data-protection rights, those rights may apply according to the requirements of that law.

We do not directly maintain a user information database as described in this Privacy Policy. However, third-party providers used by the App may maintain their own security measures and systems.

No method of electronic transmission, storage, or processing can be guaranteed to be completely secure.

The operator does not maintain a stated retention period for user information because it states that it does not directly collect or store user information.

Third-party providers may retain information according to their own policies, contractual arrangements, technical practices, and applicable requirements.

Depending on your location and applicable law, you may have rights or choices concerning information processed by third-party services. You may also have controls through your device, operating system, browser, advertising settings, or third-party service settings.

For privacy requests concerning the operator itself, contact:

Email: celestialinfotech2023@gmail.com

The App provides calculations for informational and educational purposes only. Results may depend on the information entered, assumptions, formulas, rounding, taxation rules, rates, fees, timing, compounding conventions, and other factors.

Calculator results may not reflect the exact amount, rate, cost, return, tax treatment, repayment obligation, or other terms that apply to an actual financial product or transaction.

You should independently verify all relevant financial information and terms with the applicable lender, bank, financial institution, government authority, tax professional, investment provider, or other relevant source before making a financial decision.

Nothing in the App or this Privacy Policy constitutes financial, investment, tax, legal, accounting, credit, or other professional advice.

The App does not provide, approve, arrange, broker, facilitate, or guarantee loans, credit, investments, deposits, insurance, or other financial services.

We may update this Privacy Policy from time to time. When we make changes, we may update the “Last Updated” date above and, where appropriate, provide additional notice through the App or another reasonable method.

Your continued use of the App after an updated Privacy Policy becomes available may constitute your acknowledgment of the updated Privacy Policy to the extent permitted by applicable law.

If you have questions or concerns about this Privacy Policy or the operator's privacy practices, contact:

Celestial Infotech
Email: celestialinfotech2023@gmail.com
Website: aadharpe.loanpeoffer.com

For questions concerning information held directly by a third-party service provider, contact that provider directly.

This Privacy Policy is intended for a worldwide audience. The privacy rights and obligations applicable to a particular user may depend on the user's location and applicable law.

The operator does not make a blanket claim that a particular privacy law, regulation, framework, or certification applies to all users worldwide. Where legally required, applicable local laws may provide additional rights, disclosures, notices, or remedies.